EMI Calculator — Monthly Loan Payment Calculator | WhatIff
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EMI Calculator

Calculate your monthly loan installments.

₹10,00,000
8.5%
10 Years

Monthly EMI

₹12,399

Principal

₹10,00,000

Total Interest

₹4,87,828

Total Payment

₹14,87,828

A healthy EMI should not exceed 30-40% of your monthly income. The EMI is calculated based on reducing balance method.

Breakdown

67%

Principal

Principal
Interest

Loan Balance Projection

💡 Should you prepay this loan or invest the extra money?

The answer might surprise you. Compare prepayments with SIP returns.

See Prepay vs Invest