SIP Calculator — Plan Your Mutual Fund Returns | WhatIff
WhatIff

SIP Calculator

Systematic Investment Plan growth projection.

₹5,000
12%
10 Years
0%

NOMINAL VALUE

Invested Amount

₹6,00,000

Est. Returns

+₹5,20,179

Total Value

₹11,20,179

IN TODAY'S MONEY

Purchasing Power Lost

₹3,18,169

Eroded by 6% annual inflation

Real Returns

+₹2,02,010

Actual gain above inflation

Real Corpus

₹8,02,010

What ₹11,20,179 will buy at today's prices

Nominal value is the raw rupee amount. Real value is what that amount can actually buy at today's prices. Assumes 6% annual inflation — India's 10-year CPI average.

Based on historical data, a diversified equity portfolio often yields 12-15% over long periods (10+ years).

Growth Projection

Wealth Breakdown

₹11,20,179

Total Value

Principal: ₹6,00,000
Real Gain: ₹2,02,010
Lost to Inflation: ₹3,18,169

💡 Have a home loan? Should you invest this SIP or prepay your loan?

The answer might surprise you. Compare SIP returns with loan interest saved.

See Prepay vs Invest